• 0121 585 5725
  • Claims out-of-hours: 07792 158216

How We Work

We understand that customers are the heartbeat of our business. We strive in our daily routines to develop trust between ourselves and our clients.

  • Trust – the foundation of every good relationship. True partnerships start with transparency. We are, and actively encourage, our clients to be honest about what they want to achieve. We examine and declare our levels of experience in certain activities relating to our business. We really understand that each company is in business to make money and in every transaction, each business needs to make a living.
  • Mutual Respect– We respect the people we work with, we value their input and ideas.  Working together, we develop solutions based on collective insight, wisdom, and creativity.
  • Welcoming Diversity– People with good relationships not only accept diverse people and opinions, but they welcome them. For instance, when friends and colleagues offer different opinions from ours, we take the time to consider what they have to say and factor their insights into your decision-making.
  • Open Communication– We communicate all day, whether we’re sending emails or meeting face to face. All good relationships depend on open, honest communication.

Our annual Golf Tournament with Absolute Risk Solutions


Getting to know you

Our work starts with getting to know you and your business

We want to get to know you as much as we want to understand your business. We believe businesses are different because they are shaped by individuals. Without getting to know the people behind the business we do not believe we can tailor your cover to your specific needs.
A picture of Mat McSwiggan and Trish Parr standing with representatives from Edwards Trust holding the numbers and symbols that make up "£400".
We would also like you to know more about us, as we also have a team of different personalities. Before we work on your behalf we look to match you with like-minded individuals who you will have the opportunity to meet.

If you want a personal, hands-on approach and a relationship with your broker based on mutual trust and understanding then make contact with us.

We’ll challenge what you think you need, check out the detail and propose solutions to minimise your business risks.

We like to be different – our solution isn’t simply an insurance policy. You’ll enjoy the benefit of our experience, some sound business advice and attention to detail that is second to none.


Scope of Advice

A view from Central Library in Birmingham across the building site below. Taken Summer 2018.

We’ll provide advice and guidance throughout our relationship together.

We are an advice led broker, if the relationship does not require advice then it could be said that perhaps we should not be in that relationship. We look to add value at all times – placing the insurance is often the easy part!
We look to support you by assuming total responsibility for your insurance arrangements so you can concentrate on managing and growing your business.

We work to the play on words: “your business future in sure hands”.


Support Services and Risk Management

We’ll work with you to assess, manage and reduce risk in your business.

In all businesses, contractual and legal obligations change over time. Employment Law changes constantly and your contracts may vary from client to client. So periodically, it’s a good idea to ensure that all your obligations are actually covered by your insurance policy. We offer that check and balance as part of our service. Just call if you want to check something before it’s changed, or invite us in for a wholesale review.

We are there to support you every step of the way.
Dave Johnston's hands as he fills out a risk overview document.
When did you last check your client contracts are actually covered by your insurance policy?

We offer a wide range of Support Services including:

  • Business Interruption Analysis
  • Business Continuity Plans
  • Health and Safety Advice
  • Employment + HR Advice
  • Risk Surveys
  • Environmental Assessments
  • Contract Advice – Appointments, JCT, Collateral Warranties, documents, etc
  • Motor Fleet Risk Analysis
  • Information Bulletins

Contact us to find out more on 0121 585 5725


BEAM Charity Work

At BEAM, supporting our local community has always been an important aspect of our business and we take an active role in supporting local events and activities whenever we can.

Pink background with navy blue text saying "Edward's Trust" next to a kite with a smiling face painted on.

Edward Trust

Edward’s Trust is an amazing charity based in Edgbaston. The trust was formed in 1989 and provides support for anyone affected by the death of a child, whatever their age or cause of death. BEAM has long been a supporter of the trust and have taken part in numerous charity events to raise money for the trust. For more information visit https://www.edwardstrust.org.uk/


Our Latest Work with Edward’s Trust…



An intricate shield that has a unicorn and lion that sit above a book, a burning grain of wheat and an anchor. A sword is plunged through the centre of the coat of arms and a hand grasps the hilt. Beside are the words "Chartered Insurance Institute".

At BEAM our focus is always on customer satisfaction and customer success. The success of our business is reliant on our ability to attract and retain the highest calibre of people.

Our mission is to provide specialist advice to commercial insurance customers at a competitive price, whilst maintaining the highest level of quality and client service at all times.

We believe that it’s important to love what you do and to work in a fun, energising, collaborative environment where you can truly make a difference.

To achieve this, every day we seek to work to the four “FISH!” principles. These are a set of simple practices that help us to create a positive work culture:

Be There: When people need you, they need all of you. Setting aside distractions and judgements to be fully present is a sign of respect. It improves communication and strengthens relationships.
Play: You can be serious about your work without taking yourself so seriously. Play is a mindset more than a specific activity. It allows you to throw yourself with enthusiasm and creativity into whatever you are doing.
Make Their Day: Simple gestures of thoughtfulness, thanks and recognition make people feel appreciated and valued. When you make someone else feel good, you feel good too.
Choose Your Attitude: Choose how you respond, don’t just react. Moment-to-moment awareness is key. Ask yourself throughout the day, “What is my attitude right now? Is it helping the people who depend on me? Is it helping me to be the most effective?”

“FISH!” has become a core part of who we are and we believe this working ethos is a key factor for our on-going success.

We are always looking for talented Sales Executives and Account Handlers who share our values and have the same passion for delivering a first class service to our customers.



A pair of hands shaking over a table.

BEAM has a high growth strategy that is fuelled in three ways:

  • Organic
  • Franchises
  • Acquisitions

Are you frustrated and have the desire to set up your own business but you are uncertain where to start?

Are you experienced and/or qualified in commercial insurance?

Are you looking for proven business processes and a quick start solution for your insurance business? Or, maybe you have a small support team already, but you are looking to grow rapidly.

Perhaps, you are looking for a way to create some equity ready for retirement. Either way, a BEAM Franchise, may be just the opportunity you are looking for.

Our growth has been heavily influenced by tried and tested ways of working. We have found a winning formula that we can share with you. We believe it is vital to “punch above your weight” where in the current market place, size does matter!

We offer a wide range of services with FCA compliant online systems as part of our Franchise model – all with the aim of giving you the following benefits:

  • unlimited earning capacity
  • peace of mind – leave us to provide the support services
  • have more time for you to add value to your clients
  • client control – have freedom of placement
  • work with a ‘feel good factor’ gained through our shared vision
  • build an asset for your future retirement


A team of young professionals sitting in a chic meeting room having a meeting.

BEAM has a high growth strategy that is fuelled in three ways:

  • Organic
  • Franchises
  • Acquisitions

Acquisitions form a key element in achieving our long term objectives. We have a model and funding in place to support our strategy to acquire businesses.

We are looking for businesses that adopt a similar approach to us. We are looking for businesses that provide a very personal service with a strong emphasis on advice and professionalism

We are looking for businesses that can be accommodated within our organisational structure. Businesses that want to be part of a larger team.

If you wish your clients to continue to be looked after by an independent broker that takes pride in the relationships they develop, then BEAM could help you with your succession plan.

We have several routes forward, largely depending on your exit strategy. A simple acquisition is the quickest option in most cases. Or perhaps you would prefer to continue working in the business with less responsibility. Or perhaps you wish to phase your intended retirement over a period of time. Or are you looking for a retirement plan that gives you continued equity beyond the point when you cease to actively run your business operation? Or, perhaps you are looking for a change of career, and wish to divest yourself of your insurance business interests?

Or, a route that starts as a Franchise and ends in an Acquisition can also be very appealing. We offer a great deal of flexibility, so do contact us to arrange an exploratory discussion with one of our Directors.

If you feel that you have the skills and experience necessary to make a successful contribution to our team, then we’d love to hear from you. In the first instance please send your CV to scotty@beaminsure.co.uk