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  • Claims out-of-hours: 07792 158216

Our Experience

The basis of what we do every day is centred on our knowledge. We use a variety of methods to ensure that our clients receive the very best advice in the business environment today:

  • Customer knowledge – we understand our customers’ needs and what they think of us. With our client centred approach we develop mutually beneficial knowledge sharing relationships with customers by talking to them about their future requirements, and discussing which product is most suited to their business now and in the future.
  • Employee and supplier relationships – we seek the opinions of our employees and our suppliers.
    Market knowledge – we watch developments in the insurance sector. With the many changes that happen to a business in a very short space of time, you can be safe in the knowledge that BEAM have their “fingers on the pulse”
  • Organisational memory – We share best practice on a regular basis between ourselves. With such a diverse range of clients that we work with each and every year and the knowledge that we have built up over the last 20 plus years, we ensure that we capture that learning and transfer that knowledge to you in our daily working practices.


Our Credentials

All of our staff have varying levels of insurance broking experience and participate in a full programme of training in order to maintain their continuing professional development. At a company level we are accredited by the following professional bodies, and services…

The Financial Conduct Authority (FCA)

The acronym "FCA" which stands for "Financial Conduct Authority" in magenta with a magenta block streaking behing the letter "C" which is white.BEAM is a trading name of JPM (Insurance Management) Limited which is registered in England at The Old Bank Chambers, 27, Lincoln Croft, Shenstone WS14 0ND with number 3867939. Authorised and Regulated by the Financial Conduct Authority. FCA Register number 305763. Our details can be checked by visiting the FCA’s website or calling them on 0800 111 6768.

Visit the website https://www.fca.org.uk/

The Chartered Insurance Institute (CII)

An intricate shield that has a unicorn and lion that sit above a book, a burning grain of wheat and an anchor. A sword is plunged through the centre of the coat of arms and a hand grasps the hilt. Beside are the words "Chartered Insurance Institute".
BEAM is committed to delivering best practice services and accurate advice. That’s why our client-facing staff hold or are working towards their qualification with the Chartered Insurance Institute.

The Chartered Insurance Institute is the world’s leading professional organisation for insurance and financial services. Its 112,000 members are committed to maintaining the highest standards of technical competence and ethical conduct.

Visit the website https://www.cii.co.uk/

Aviva Learning and Development Zone

A picture of animated man sitting at a desk in front of a computer with the words "Aviva Development Zone" floating above his head.
We recognise the importance of having a knowledgeable and compliant workforce and we see on-going learning and development support as a key part of our service to you. Aviva Learning and Development Zone is a comprehensive training solution designed specifically for insurance brokers.

Financial Ombudsman Service (FOS)

An image of the letter f carved from a blue background Next to the words "Financial Ombudsman Service" which are all stacked on top of each other. The work "ombudsman" is in a much larger font.
We subscribe to the Financial Ombudsman Service (FOS) – an independent service in the UK for settling disputes between businesses providing financial services to their customers.

Visit the website https://www.financial-ombudsman.org.uk/

Financial Services Compensation Scheme (FSCS)

The acronym "fscs" beside the words "Financial Services Compensation Scheme" in a purple swirling font.
The Financial Services Compensation Scheme (FSCS) is a safety net for customers of authorised financial services firms. The FSCS is the UK’s compensation fund of last resort for customers.The FSCS is an independent body, set up under the Financial Services & Markets Act 2000 (FSMA). It may pay compensation if a firm is unable, or likely to be unable, to pay claims against it. This is usually because the firm has stopped trading or has been declared in default.

BEAM are covered by the Financial Services Compensation Scheme in the unlikely event that we are unable to meet our financial obligations.

Visit the website https://www.fscs.org.uk

National Federation of Self Employed & Small Businesses Limited (FSB)

The acronym "fsb" which stands for "National Federation of Self Employed & Small Businesses Limited" and below this acronym is the tag line "Experts in Business". The text is in a turquoise color and a symbol of three conjoined looks in a stack floating above the b.
The National Federation of Self Employed & Small Businesses Limited offer members a wide range of vital business services including advice, financial expertise, support and a powerful voice in government. Their mission is to help smaller businesses achieve their ambitions.
Visit the website https://www.fsb.org.uk/


Client Testimonials


HF Contracts

The initials HF inside a circle of words that read "FORMING YOUR VISION. HF CONTRACTS." The circle of words is in black font while the initials in the centre are white with a gold shadow. The background is white.

We have always found BEAM to be very professional and helpful when dealing with our insurance needs, if we ever have a query they are more than happy to assist and offer advice where necessary, the fact that they are a local firm is an added bonus.

Candice Daniel

HF Contracts – https://www.hfcontracts.com/


Thomas and Young

The words "Thomas + Young" are in block, black capitals. Underneath in a smaller font "Chartered Accountants and Registered Auditors" is seen. In the same black font and block capitals.

When relating to my recent claim, BEAM quickly grasped the issue and acted promptly and efficiently in resolving the issue.

Charles Thomas – Director at Thomas and Young


Post and Mail

The words "CHATHAM BILLINGHAM!" in slate grey and underneath are the letters "P&M" in bright, light blue. These words are in a box , aligned with the top left corner. The box has no fill but a think light, bright blue border.

It’s all about trust. BEAM are well organised and reliable. They’re always there for us when we need them. It may sound like a cliché, but they really are one of the team.

Mark Billingham – Post and Mail


Lex Allan Ltd

The words "Lex Allan" on a bigtht, light green background. The text is in white. In the top left corner is the signature "LG" in red, swooping letters.

BEAM are consummately proficient. They are personable, yet professional. That’s why we’ve entrusted them with all our property and professional indemnity needs.

Lex Allan – Lex Allan Ltd


EDG Property Limited

The letters "edg"in lower case in a large purple font. There is a gap in the ring of the "d" and directly underneath the letters in the same purple font but small;er, is the word "Property" in block capitals. The word is nestled in the gap between the tail of the "g" and the beginning of the "e".

We thought we were engaging BEAM to get the best insurance policy for our business. The advice we got, however, was really eye opening … we did not realise how some contracts could leave us in such a vulnerable position.

Neil Edginton – EDG Property Limited


Electrue Part

The word "Electrue" in block capitals inside a diamond shape. The letters have been reshaped to fit the dimensions of the diamond. There are two triangle shapes in the highest and lowest point of the diamond that froce the middle letters into the same font size. This highlights the word "True" in the middle of the company name.

Our business maintains a proactive approach to managing risk, to avoid having to call our insurance policy to help us out. We achieved this with risk management support provided by BEAM. Their continuing help and wide ranging advice has made a massive difference to the business and gives me confidence personally that we are doing all that we need to.

Jayne Westley – Electrue Part


Localrun Decorating Limited

BEAM dealt with our claim efficiently without any need for me to get involved, this level of service is invaluable to our business.
Gavin Thomas – Localrun Decorating Limited


The words "Comptec" in blue against a sunny yellow background. The text is enclosed in a long oval that is flat on the top and the bottom. Beside the text is a small area that is blue with a bright yellow wheel in the middle.

We have been using the services of JPM since 2012. During this time we have been well looked after by our account manager Paul Knight. We have found you to be efficient and helpful both with regard to seeking out the best providers and dealing with any claims we have had.
Prior to working with JPM it was normal for us to deal with a different Broker every few years. Due to the outstanding support we have received I have now switched all our companies over to JPM.

Allan French